Navi
RBI Linked
High Approval approval
Instant personal loans up to ₹20 lakh
Loan Range
₹10K - ₹20L
Interest Rate
9.9% - 35% p.a.
Tenure
3 - 84 months
Processing Fee
3.99% - 6%
Overview
Navi offers high-ticket loans with a 100% digital process. In 2026, it remains a leader for borrowers seeking long tenures up to 7 years.
Who it's best for
- Large loans
- Salaried professionals
- Zero foreclosure charges
Basic Requirements
- Age 18-65
- Min annual income ₹3 lakh
- PAN & Aadhaar
Things to know
- Processing fees now apply (up to 6%)
Ready to apply?
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Final interest rate and loan amount depend on your profile
and lender assessment.
We don't share your data. You apply directly with Navi.