NIRA
RBI Linked
Medium approval
Instant credit line for salaried
Loan Range
₹5K - ₹1L
Interest Rate
24% - 36% p.a.
Tenure
3 - 24 months
Processing Fee
2% - 7%
Overview
NIRA focuses on the under-banked salaried segment, offering a credit line for multiple withdrawals.
Who it's best for
- Lower-income salaried
- Tier-2 city residents
Basic Requirements
- Age 22-55
- Min salary ₹12,000/month
Things to know
- Relatively high processing fees for small loans
Ready to apply?
You'll be redirected to NIRA's official website or app.
Continue to official app
Final interest rate and loan amount depend on your profile
and lender assessment.
We don't share your data. You apply directly with NIRA.