AU Small Finance LIT
High Approval approval
India's first fully customizable 'Feature-on-Demand' card
customizableLifestyleCashbackVisa
Annual Fee
FREE
Rewards
1 RP per ₹100 spent (Base); up to 10X via paid features
Interest Rate
3.49% - 41.88% p.a.
Min Income
₹15K/month
Overview
The LIT card allows you to toggle features like lounge access or 10X rewards on/off via the AU 0101 app.
Key Benefits
- Pay only for features you use
- 5% cashback on groceries and apparel via subscription
- Up to 4 domestic lounge visits per year
- Zero loss liability cover of ₹1.5L
Best For
- Modular spenders
- Gen-Z
- First-time card holders
Requirements
- Age 21-60
- Min income ₹15k/month
Additional Details
Lounge AccessUp to 4 Domestic (Subscription based)
Fuel Surcharge WaiverNo
Fee Waiver SpendNo
Welcome BonusZEE5 & Amazon Prime (3 months) on spending ₹10,000 in 90 days
Things to know
- Most benefits require a 90-day subscription fee (₹49-₹399)
Ready to apply?
You'll be redirected to AU Small Finance Bank's official website.
Apply NowApproval depends on your profile and issuer assessment.
We don't share your data. You apply directly with AU Small Finance Bank.