Compare Credit Cards
Side-by-side comparison of Amex MRCC vs OneCard to help you find the best fit.
Fees & Charges
First Year Fee₹1,000
Renewal Fee₹4,500
Fee Waiver ConditionOn spend of ₹150,000/yr
First Year FeeFREE
Renewal FeeFREE
0Rewards & Benefits
Reward Rate1 MR point per ₹50 spent
Cashback RateVariable (Redeemable for Statement Credit)
Welcome Bonus4,000 MR points on spending ₹15,000 in 90 days
Lounge AccessNone
Fuel Surcharge Waiver
Reward Rate5X rewards on top 2 categories of the month
Cashback RateInstant discounts via 'Around Me' offers
Welcome BonusMetal Card and 500 bonus points (eligibility based)
Lounge AccessNone
Fuel Surcharge Waiver
Eligibility
Min Income₹50,000/month
Min Credit Score700
Eligible For
salaried
self employed
Min Income₹20,000/month
Min Credit Score700
Eligible For
salaried
self employed
Top Features
- 1,000 bonus points for 4 transactions of ₹1,500+ monthly
- Gold Collection: Redeem 18k/24k points for high-value vouchers
- Zero lost card liability
- 50% fee waiver at ₹90,000 annual spend
Categories
RewardsPremium
- Lifetime Free with no hidden charges
- 1% low forex markup fee
- Family sharing: Share limit with up to 5 members
- Instant virtual card issuance and app-based security
Categories
LifestyleRewards