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Side-by-side comparison of Axis Bank ACE vs Amazon Pay ICICI to help you find the best fit.
Fees & Charges
First Year Fee₹499
Renewal Fee₹499
Fee Waiver ConditionOn spend of ₹200,000/yr
First Year FeeFREE
Renewal FeeFREE
0Rewards & Benefits
Reward RateNone (Direct Cashback)
Cashback Rate5% on GPay bills; 4% on Swiggy/Zomato/Ola; 1.5% elsewhere
Welcome BonusJoining fee reversal on ₹10k spend in 45 days
Lounge Access4 Domestic visits/year
Fuel Surcharge Waiver
Reward Rate5% for Prime / 3% for non-Prime on Amazon
Cashback Rate2% at partner merchants; 1% on all other spends
Welcome BonusUp to ₹2,500 in Amazon Pay balance (seasonal)
Lounge AccessNA
Fuel Surcharge Waiver
Eligibility
Min Income₹20,000/month
Min Credit Score730
Eligible For
salaried
self employed
Min Income₹20,000/month
Min Credit Score700
Eligible For
salaried
self employed
Top Features
- Highest cashback for utility bills via GPay
- 4 complimentary domestic lounge visits per year
- 1% fuel surcharge waiver
Categories
Cashbackutility
- Unlimited rewards that never expire
- No joining or annual fees forever
- Earnings credited monthly as Amazon Pay balance
- 1.99% low forex markup
Categories
shoppingCashback