Compare Credit Cards
Side-by-side comparison of Axis Bank ACE vs BPCL SBI Card Octane to help you find the best fit.
Fees & Charges
First Year Fee₹499
Renewal Fee₹499
Fee Waiver ConditionOn spend of ₹200,000/yr
First Year Fee₹1,499
Renewal Fee₹1,499
Fee Waiver ConditionOn spend of ₹200,000/yr
Rewards & Benefits
Reward RateNone (Direct Cashback)
Cashback Rate5% on GPay bills; 4% on Swiggy/Zomato/Ola; 1.5% elsewhere
Welcome BonusJoining fee reversal on ₹10k spend in 45 days
Lounge Access4 Domestic visits/year
Fuel Surcharge Waiver
Reward Rate25X RP on BPCL Fuel; 10X on Dining/Groceries
Cashback Rate6.25% rewards + 1% surcharge waiver on fuel
Welcome Bonus6,000 Reward Points (₹1,500 value) on fee payment
Lounge Access4 Domestic visits/year
Fuel Surcharge Waiver
Eligibility
Min Income₹20,000/month
Min Credit Score730
Eligible For
salaried
self employed
Min Income₹30,000/month
Min Credit Score700
Eligible For
salaried
self employed
Top Features
- Highest cashback for utility bills via GPay
- 4 complimentary domestic lounge visits per year
- 1% fuel surcharge waiver
Categories
Cashbackutility
- 4 complimentary domestic lounge visits per year
- 25X Reward Points on BPCL fuel & lubricants
- ₹2,000 gift voucher on ₹3 Lakh annual spend
- Points can be redeemed instantly at BPCL pumps
Categories
FuelLifestyle