Compare Credit Cards
Side-by-side comparison of BPCL SBI Card vs IDFC FIRST Classic to help you find the best fit.
Fees & Charges
First Year Fee₹499
Renewal Fee₹499
Fee Waiver ConditionOn spend of ₹50,000/yr
First Year FeeFREE
Renewal FeeFREE
0Rewards & Benefits
Reward Rate13X RP on BPCL Fuel; 5X on Grocery/Dining/Movies
Cashback Rate3.25% rewards + 1% surcharge waiver on fuel
Welcome Bonus2,000 Bonus Reward Points (₹500 value) on fee payment
Lounge AccessNone
Fuel Surcharge Waiver
Reward Rate10X on spends >₹20k/month; 3X on others (Base: 1 RP per ₹200)
Cashback Rate5% cashback on first EMI transaction (up to ₹1000)
Welcome Bonus₹500 voucher on spending ₹5,000 in first 30 days
Lounge Access4 Railway Lounge visits/quarter
Fuel Surcharge Waiver
Eligibility
Min Income₹20,000/month
Min Credit Score680
Eligible For
salaried
self employed
Min Income₹25,000/month
Min Credit Score710
Eligible For
salaried
self employed
Top Features
- 4.25% Value-back at BPCL petrol pumps
- 5X Reward Points on Groceries, Departmental Stores, Movies & Dining
- 1% Fuel Surcharge waiver (for transactions up to ₹4,000)
- Instant reward redemption at 1,200+ select BPCL outlets
- RuPay variant allows UPI payments on credit
Categories
Fuelshopping
- 4 complimentary railway lounge visits per quarter
- Buy 1 Get 1 movie offer (up to ₹100/month)
- Interest-free cash withdrawals for 45 days (₹199 fee)
- Roadside assistance worth ₹1,399
Categories
LifestyleupiRewards