Compare Credit Cards
Side-by-side comparison of HDFC Millennia vs Cashback SBI Card to help you find the best fit.
Fees & Charges
First Year Fee₹1,000
Renewal Fee₹1,000
Fee Waiver ConditionOn spend of ₹100,000/yr
First Year Fee₹999
Renewal Fee₹999
Fee Waiver ConditionOn spend of ₹200,000/yr
Rewards & Benefits
Reward Rate5% CashPoints on partner brands; 1% elsewhere
Cashback Rate5% (Amazon, Flipkart, Swiggy, Zomato, Uber, etc.)
Welcome Bonus1,000 CashPoints on joining fee payment
Lounge Access1 visit/quarter (Milestone based)
Fuel Surcharge Waiver
Reward RateNone (Direct Cashback)
Cashback Rate5% on online spends; 1% on offline spends
Welcome BonusNone
Lounge AccessNone
Fuel Surcharge Waiver
Eligibility
Min Income₹35,000/month
Min Credit Score730
Eligible For
salaried
self employed
Min Income₹25,000/month
Min Credit Score720
Eligible For
salaried
self employed
Top Features
- 5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, BookMyShow, etc.
- Milestone Benefit: Choose between ₹1,000 voucher OR 1 Lounge Visit on ₹1L quarterly spend
- 1% CashPoints on all other spends (including Wallet & EMI)
- Up to 20% discount via Swiggy Dineout
Categories
CashbackshoppingLifestyle
- 5% cashback on all online spends with no merchant restriction
- 1% fuel surcharge waiver
- Cashback automatically credited to SBI Card account
Categories
Cashbackshopping