Compare Credit Cards
Side-by-side comparison of OneCard vs AU Small Finance LIT to help you find the best fit.
Fees & Charges
First Year FeeFREE
Renewal FeeFREE
0First Year FeeFREE
Renewal FeeFREE
0Rewards & Benefits
Reward Rate5X rewards on top 2 categories of the month
Cashback RateInstant discounts via 'Around Me' offers
Welcome BonusMetal Card and 500 bonus points (eligibility based)
Lounge AccessNone
Fuel Surcharge Waiver
Reward Rate1 RP per ₹100 spent (Base); up to 10X via paid features
Cashback RateUp to 5% on category-specific spent (Grocery/Travel/Dining)
Welcome BonusZEE5 & Amazon Prime (3 months) on spending ₹10,000 in 90 days
Lounge AccessUp to 4 Domestic (Subscription based)
Fuel Surcharge Waiver
Eligibility
Min Income₹20,000/month
Min Credit Score700
Eligible For
salaried
self employed
Min Income₹15,000/month
Min Credit Score650
Eligible For
salaried
self employed
Top Features
- Lifetime Free with no hidden charges
- 1% low forex markup fee
- Family sharing: Share limit with up to 5 members
- Instant virtual card issuance and app-based security
Categories
LifestyleRewards
- Pay only for features you use
- 5% cashback on groceries and apparel via subscription
- Up to 4 domestic lounge visits per year
- Zero loss liability cover of ₹1.5L
Categories
customizableLifestyleCashback