Compare Instant Loan Apps
Side-by-side comparison of PaySense vs NIRA to help you find the best fit.
Loan Details
Loan Amount Range₹5K - ₹5L
Tenure3 - 60 months
Loan Amount Range₹5K - ₹1L
Tenure3 - 24 months
Interest & Fees
Interest Rate14% - 36% p.a.
Processing Fee2.5% - 3%
Interest Rate24% - 36% p.a.
Processing Fee2% - 7%
Eligibility
Min Credit Score600
Eligible For
salaried
self employed
Min Credit Score600
Eligible For
salaried
More Info
Best For
- Medium-term loans
- New-to-credit users
Things To Know
- Foreclosure charges up to 4% apply
Best For
- Lower-income salaried
- Tier-2 city residents
Things To Know
- Relatively high processing fees for small loans