Compare UPI Apps
Side-by-side comparison of CRED vs Kiwi to help you find the best fit.
Market Data
NPCI Market Share0.8%
App Store Rating4.8 / 5
Ad Intrusivenessmedium
NPCI Market Share0.3%
App Store Rating4.5 / 5
Ad Intrusivenesslow
Core Features
RuPay Credit Card
UPI Lite
UPI Circle
International UPI
In-App Wallet
Autopay
Travel Booking
RuPay Credit Card
UPI Lite
UPI Circle
International UPI
In-App Wallet
Autopay
Travel Booking
Rewards & Use Case
Reward SystemCRED Coins, Luxury Jackpots, Cashback
Primary Use CaseGeneral Payments
Reward SystemKiwi Coins (Flat direct-to-bank cashback)
Primary Use CaseGeneral Payments