Compare UPI Apps
Side-by-side comparison of PhonePe vs Paytm to help you find the best fit.
Market Data
NPCI Market Share47.5%
App Store Rating4.4 / 5
Ad Intrusivenesshigh
NPCI Market Share7%
App Store Rating4.5 / 5
Ad Intrusivenesshigh
Core Features
RuPay Credit Card
UPI Lite
UPI Circle
International UPI
In-App Wallet
Autopay
Travel Booking
RuPay Credit Card
UPI Lite
UPI Circle
International UPI
In-App Wallet
Autopay
Travel Booking
Rewards & Use Case
Reward SystemBrand Vouchers, Partner Discounts
Primary Use CaseGeneral Payments
Reward SystemCashback Points & Vouchers
Primary Use CaseGeneral Payments