HDFC Regalia Gold
Medium approval
Elevated travel and lifestyle rewards for the modern explorer
RewardsTravelPremiumMastercard
Annual Fee
FREE
Rewards
4 reward points per ₹150 & 20 points per ₹150 on select brands
Interest Rate
30% - 45% p.a.
Min Income
₹100K/month
Overview
The Regalia Gold has replaced the classic Regalia for new issuances, offering 5X rewards on popular lifestyle brands and enhanced milestone vouchers.
Key Benefits
- 12 domestic & 6 international lounge visits per year
- 5X rewards on Myntra, Nykaa, M&S, and Reliance Digital
- ₹1,500 vouchers on quarterly spends of ₹1.5L
- 1% fuel surcharge waiver
Best For
- Frequent travelers
- Brand loyalists (Myntra, Nykaa)
- High-income professionals
Requirements
- Min income ₹1L/month (Salaried)
- ITR > ₹12L/year (Self-employed)
- Age 21-60
Additional Details
Lounge Access12 domestic + 6 international visits per year
Fuel Surcharge WaiverNo
Fee Waiver Spend₹400,000/year
Welcome BonusGift Voucher equivalent to fee amount (₹2,500) + Club Vistara Silver
Things to know
- Higher spend threshold (₹4L) for fee waiver compared to previous Regalia
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