Amex MRCC
Medium approval
The Gold Standard for Milestone Rewards
RewardsPremiumAmex
Annual Fee
₹1,000
Rewards
1 MR point per ₹50 spent
Interest Rate
3.5% - 3.5% p.a.
Min Income
₹50K/month
Overview
The Membership Rewards Credit Card (MRCC) is designed for those who can hit monthly transaction targets to unlock massive bonus points.
Key Benefits
- 1,000 bonus points for 4 transactions of ₹1,500+ monthly
- Gold Collection: Redeem 18k/24k points for high-value vouchers
- Zero lost card liability
- 50% fee waiver at ₹90,000 annual spend
Best For
- Milestone chasers
- Voucher collectors
- Luxury travel
Requirements
- Annual income > ₹6 Lakhs
- Good credit history
- Age 18+
Additional Details
Lounge AccessNone
Fuel Surcharge WaiverNo
Fee Waiver Spend₹150,000/year
Welcome Bonus4,000 MR points on spending ₹15,000 in 90 days
Things to know
- No complimentary airport or railway lounge access
- No points on Fuel, Utilities, and Insurance
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